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Pay with your phone, send and receive money. Fast and safe, with no hidden fees.

Pay by VIVACOM is a mobile application that will become an irreplaceable assistant for your finances:

• Easier: Manage your money in a easier and more convenient way

• Get more, pay less: you pay less fees and commissions

• Full control: secure access to your money, always, anywhere

• No surprises: no hidden and misleading terms and fees

MANAGE YOUR MONEY

⚡ Open an account in seconds

You don't have to go to an office and sign piles of documents. Download the application, sign up and take advantage of the benefits Pay by VIVACOM provides to you.

? Pay directly with your phone

You no longer have to carry cash or payment cards with you. With Pay by VIVACOM you make contactless payments directly with your phone anywhere in the world. All you need to do is fund your account with a card or bank transfer.

? Send and receive money instantly

Sending and receiving money between mobile app users is easy and fast. You can spend your money seconds after the transaction.

☺️ Individual IBAN

Send and receive bank transfers through your individual IBAN

? Use your debit card

Pay online with the virtual debit card directly from your phone

? Manage your budget

Аnalyze and optimize your expenses with instant information about all your spendings

PAYMENTS CONTROL

? Security

You can manage your debit cards, including blocking or unblocking them, with just one click in the app.

? Notification for each payment

You are notified of each transaction in the second it was completed.

Payment services through the application Pay bу VIVACOM are provided by Paynetics AD - an electronic money company, holding a license issued by the Bulgarian National Bank (BNB) with decision № 44 of 11.04.2016. BTC EAD is a provider of the Pay by VIVACOM application and a representative of Paynetics AD, entered in the BNB register under Art. 19 of Payment Services and Payment systems Act. Phyre is a provider of technical services for BTC EAD.